Okay, so this is a bit of advertising, but I wish I'd known about it years ago, so here's a tip for all our friends and family.
Last month, we finally made the switch from Washington Mutual over to Rivermark Community Credit Union. We checked out all the local credit unions, and this one seemed to be the best for what we were looking for. Anyone can join, there's no fees, you can use almost any credit union or 7-11 ATMs for transactions, thanks to the "shared branching network" - It's just like the bank, except get this:
we just got paid nearly $40.00 in dividends for banking with them. That's for December, not for the year.
So why do you still use a big Bank?